The Earth is the Lord's,
and the fulness thereof;
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Lord of Hosts

Business News

Washington Post: Personal Finance
Our news section is a collection of mostly unfiltered and g-rated news links, with both Christian and secular authors. We are linking to several news feeds, with each news provider supplying their own view of the world. The views range politically from the New York Times on the left (far left?), to the World Net Daily, which leans toward the right, so politically we have the far left to the far right represented here...

Most "news feeds" from news providers (like the Washington Post) require that the feed be published without editing, so we do not have the ability to accept or reject specific news items. When we do carry a "news feed" from a specific news provider, we do not filter the news links, so (as usual, and often said) "We do not necessarily agree with the views, opinions, morals, politic party, denomination, or expression of spiritual gift." This is a general mix of Christian and secular links, with both highlights and lowlights.

My prayer is that Christ would be glorified by the political discussion on issues that relate to God's people. It is clear that He is indeed glorified through our debate on issues like abortion, faith in public places, and other hot button issues for the Church.

To close this message, we would like to offer this prayer: Father, we thank You and praise You for the ability to read and hear the news around the world. Help us Lord to understand the news, and teach us how to respond to events in the news according to your will (e.g. leave a donation at your local Bible believing Church, volunteer at food bank...). Help us to grow in faith, as we read, hear, and see news that challenges our beliefs. Help us to use these tests as a means of spiritual growth as we study Your Word. And bring peace to the world, Lord, which we know is coming through You. We ask this in the name of Your Son Jesus Christ. Amen.



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Bible Out of Context

Random Quotes from the Bible

Again, the kingdom of heaven is like unto treasure hid in a field; the which when a man hath found, he hideth, and for joy thereof goeth and selleth all that he hath, and buyeth that field.
KJV: Matthew 13:44

"The kingdom of heaven is like a treasure hidden in the field, which a man found and hid again; and from joy over it he goes and sells all that he has and buys that field.
NASB: Matthew 13:44

"The kingdom of heaven is like treasure hidden in a field. When a man found it, he hid it again, and then in his joy went and sold all he had and bought that field.
NIV: Matthew 13:44



...Random blessings from the Word of God...

Put His Word in the context of your life!

www.Christ.com







Hymnal for Worship and Celebration/KJV Pew Edition/Blue (Hardcover)



Person and Work of the Holy Spirit, The (Paperback) by R. A. Torrey





Bible Out of Context

Random Quotes from the Bible

Stand fast therefore in the liberty wherewith Christ hath made us free, and be not entangled again with the yoke of bondage.
KJV: Galatians 5:1

It was for freedom that Christ set us free; therefore keep standing firm and do not be subject again to a yoke of slavery.
NASB: Galatians 5:1

It is for freedom that Christ has set us free. Stand firm, then, and do not let yourselves be burdened again by a yoke of slavery.
NIV: Galatians 5:1



...Random blessings from the Word of God...

Put His Word in the context of your life!

www.Christ.com







The Text of the New Testament: Its Transmission, Corruption, and Restoration (4th Edition) (Paperback) by Bruce M. Metzger, Bart D. Ehrman



Exploring the Da Vinci Code : Investigating the Issues Raised by the Book and Movie (Paperback) by Lee Strobel, Garry Poole





Bible Out of Context

Random Quotes from the Bible

He that hath my commandments, and keepeth them, he it is that loveth me: and he that loveth me shall be loved of my Father, and I will love him, and will manifest myself to him.
KJV: John 14:21

"He who has My commandments and keeps them is the one who loves Me; and he who loves Me will be loved by My Father, and I will love him and will disclose Myself to him."
NASB: John 14:21

Whoever has my commands and obeys them, he is the one who loves me. He who loves me will be loved by my Father, and I too will love him and show myself to him."
NIV: John 14:21



...Random blessings from the Word of God...

Put His Word in the context of your life!

www.Christ.com







Encyclopedic Dictionary of Cults, Sects, and World Religions: Revised and Updated Edition (Hardcover) by Rev. Larry A. Nichols, George Mather, Dr. Alvin J. Schmidt



Chronological and Background Charts of the Old Testament (ZondervanCharts) (Paperback) by Dr. John H. Walton





Bible Out of Context

Random Quotes from the Bible

But the wisdom that is from above is first pure, then peaceable, gentle, and easy to be intreated, full of mercy and good fruits, without partiality, and without hypocrisy.
KJV: James 3:17

But the wisdom from above is first pure, then peaceable, gentle, reasonable, full of mercy and good fruits, unwavering, without hypocrisy.
NASB: James 3:17

But the wisdom that comes from heaven is first of all pure; then peace-loving, considerate, submissive, full of mercy and good fruit, impartial and sincere.
NIV: James 3:17



...Random blessings from the Word of God...

Put His Word in the context of your life!

www.Christ.com







The Kingdom of the Cults (Hardcover) by Walter Ralston Martin, Ravi K. Zacharias (Editor), Jill Martin Rische (Editor), Kevin Rische (Editor)



Foundations of the Christian Faith (Master Reference Collection) (Hardcover) by James Montgomery Boice



Washington Post:
Personal Finance

Wash Post Personal Finance

washingtonpost.com

  • Racking up miles? Maybe not. (Sun, 07 Feb 2010 00:00:00 EST)
    Within a few years, a driver who pulls up to the gas pump may pay two bills with a single swipe of the credit card: one for the gas and the other for each mile driven since the last fill-up.


  • Paying your credit card bill before the mortgage (Sun, 07 Feb 2010 00:00:00 EST)
    My grandmother Big Mama had a key financial rule that I've followed throughout my life.


  • Cash-in refinancing could help homeowners save (Sat, 06 Feb 2010 00:00:00 EST)
    Thinking of cashing out some equity when you refinance your mortgage? Sure, that used to be what millions of homeowners did when they needed extra money.


  • Can the U.S. government require you to get an IRA? (Sun, 07 Feb 2010 00:00:00 EST)
    One of the biggest priorities for the Middle Class Task Force led by Vice President Biden is a push to improve and standardize American retirement planning. This is where the Obama administration can make big changes. But whether average workers or financial service firms and insurance companies ...



  • Investment strategist forecasts events that could affect the economic recovery (Sun, 07 Feb 2010 00:00:00 EST)
    It's a tradition on Wall Street to offer predictions early in the year about where the economy is headed, whether companies will prosper and what will happen in the stock market. Here, Ed Yardeni, president of Yardeni Research, a New York-based firm providing independent investment strategy...


  • Dick Armey on theTea Party movement: The new majority? (Mon, 08 Feb 2010 13:00:00 EST)
    Dick Armey, former House Majority Leader (R-Tex.), chairman of FreedomWorks and a leader in the Tea Party movement, discusses the party's first grass-roots convention, how he feels the movement will impact this year's midterm elections and the importance of Sarah Palin.


  • American Capital Agency says earnings rose in 4Q (Mon, 08 Feb 2010 12:25:24 EST)
    BETHESDA, Md. -- American Capital Agency Corp. reported sharply higher earnings for the fourth quarter of 2009 Monday as the government-backed mortgage securities it holds gained value.


  • Pizzamaker braves snow to deliver on Super Bowl Sunday (Mon, 08 Feb 2010 00:00:00 EST)
    For pizza shops, Super Bowl Sunday is the biggest night of the year, a chance to do a week's worth of business in a single night, an event to look forward to all year.



  • Private equity firms brace for tax battle (Sun, 07 Feb 2010 16:11:04 EST)
    NEW YORK/WASHINGTON (Reuters) - Private equity firms are again being threatened with higher taxes, as a long-running debate over how to classify their profits again becomes a focus for governments desperate for cash.


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  • It's property tax assessment time. Here's what homeowners need to know. (Sat, 06 Feb 2010 00:00:00 EST)
    Thousands of Washington area homeowners are receiving their property tax assessment notices from their local jurisdictions. But many homeowners, will see their property tax assessments fall as the housing market continues to suffer.


  • Have an adjustable-rate mortgage? Make sure you know how it works. (Sat, 06 Feb 2010 00:00:00 EST)
    My daughter and her now-former husband bought a house in 2000 with a variable-rate loan. They ended up filing for bankruptcy and were paying off what they owed on the house. They got divorced two years ago, and she got the house. Her payments increased approximately $250 per month when the loan a...


  • Featured Advertiser (Sat, 06 Feb 2010 00:00:00 EST)

  • 30-year mortgage rates top 5 percent (Sat, 06 Feb 2010 00:00:00 EST)
    Rates on 30-year fixed mortgages rose slightly this week, inching above 5 percent, Freddie Mac said Thursday.



  • Drop in unemployment rate shows signs of an economic reprieve (Sat, 06 Feb 2010 00:00:00 EST)
    A surprising dip in the unemployment rate for January offers promise that the job market is finally stabilizing after a long, steep decline.


  • Mortgage bankers group sells D.C. offices to Bethesda company (Sat, 06 Feb 2010 00:00:00 EST)
    Even the pros are taking a beating. The Mortgage Bankers Association, its membership expert in real estate, sold its $90 million headquarters in downtown Washington on Friday for $41 million.


  • Obama calls for beefed up small-business loans (Fri, 05 Feb 2010 20:44:31 EST)
    LANHAM, Md. -- Seeking to create more jobs, President Barack Obama on Friday asked Congress to temporarily expand two lending programs for the owners of small businesses.


  • US-BUSINESS Summary (Fri, 05 Feb 2010 20:03:15 EST)
    Wall Street cuts losses, closes up with techs, materials



  • Consumer credit down in Nov. for record 11th month (Fri, 05 Feb 2010 17:47:28 EST)
    WASHINGTON -- Americans borrowed less for an 11th consecutive month in December, paying off credit cards while increasing borrowing for cars and other products.


  • Ex-Indiana player Leary arrested in fraud case (Fri, 05 Feb 2010 17:32:54 EST)
    INDIANAPOLIS -- A former Indiana University basketball player accused in connection with an ex-business partner's multimillion-dollar fraud scheme threatened to disclose the partner's embezzlement to get money to hide his own activities, prosecutors say.


  • Real Estate Live (Fri, 05 Feb 2010 13:00:00 EST)
    The Post's Elizabeth Razzi answers your questions about the local housing market.


  • Obama moving to expand credit for small businesses (Fri, 05 Feb 2010 07:49:58 EST)
    WASHINGTON (Reuters) - President Barack Obama, looking for ways to drive down high U.S. unemployment, will announce plans on Friday to expand credit for small businesses, a main source of job creation in the United States.



  • Fed emergency loans to banks continue to decline (Thu, 04 Feb 2010 17:57:00 EST)
    WASHINGTON -- Banks borrowed less from the Federal Reserve's emergency lending program over the past week, another sign that strains on private credit markets are easing.


  • Barclays comes to AIG's aid in derivatives deals (Thu, 04 Feb 2010 13:53:24 EST)
    NEW YORK (Reuters) - Not all the derivative contracts American International Group Inc wrote on complex securities backed by now-toxic mortgages have ended up being a disaster.


  • Ezra Klein: Capital gains tax cuts, future of health-care reform, demon sheep, Paul Ryan's roadmap budget, more (Thu, 04 Feb 2010 12:00:00 EST)
    Post blogger Ezra Klein takes your questions about economic policy, collapsing banks, cap and trade, health care reform and pretty much anything else you can attach a chart to.


  • Color of Money Live (Thu, 04 Feb 2010 12:00:00 EST)
    Personal finance columnist Michelle Singletary answers your personal finance questions and discusses other money matters.



  • How Much Should You Give Your Child? (Thu, 04 Feb 2010 09:23:37 EST)
    In last week's e-letter, I wrote about the extravagant birthday gift Sean "Diddy" Combs' gave his son: A $360,000 Maybach luxury sedan. The child was 16 years old and didn't even have a driver's license.


  • Featured Advertiser (Thu, 04 Feb 2010 09:23:37 EST)

  • US-BUSINESS Summary (Thu, 04 Feb 2010 02:57:55 EST)
    Asia shares slide; Toyota sinks to ten-month low SINGAPORE (Reuters) - Lingering concerns about the global economy and a host of negative local factors pushed Asian stocks lower on Thursday, with Toyota hitting a 10-month low on investor concerns over its massive vehicle recall. European stocks...


  • An important tax credit that might not be on your radar screen (Thu, 04 Feb 2010 00:00:00 EST)
    For millions of Americans filing their 2009 tax returns, things could be vastly different this year.


  • Mortgage demand at six-week highs on refinance wave (Wed, 03 Feb 2010 07:26:59 EST)
    NEW YORK (Reuters) - Demand for home loans rose to a six-week high on a mini refinance wave, with borrowers pushing to lock in rates before they climb later this year, the Mortgage Bankers Association said on Wednesday,



  • Struggling banks need government help, trade group says (Wed, 03 Feb 2010 00:00:00 EST)
    The head of a major trade group for community banks said Tuesday that the Obama administration's $30 billion program to spur small-business lending would not work unless the government offered money to struggling banks alongside stronger ones.


  • Obama rips GOP as 'opportunists,' touts loan plan (Tue, 02 Feb 2010 20:08:43 EST)
    NASHUA, N.H. -- President Barack Obama branded Republicans on Tuesday as electoral opportunists more concerned about their own interests than the people's, taking a political risk by escalating criticism of the very lawmakers he's urging to work with him.


  • Dems plan jobs bill, challenging GOP's acts (Tue, 02 Feb 2010 18:32:31 EST)
    WASHINGTON -- Scuffling over jobs and taxes, congressional Democrats began refining their election-year jobs package Tuesday in a challenge to Republicans to balance their party's complaints about big spending with action to help unemployed Americans.


  • Obama budget calls for new spending to lower unemployment, help middle class (Tue, 02 Feb 2010 00:00:00 EST)
    As President Obama announced his $3.8 trillion spending plan on Monday, Republicans savaged it as a recipe for fiscal disaster, while Democrats defended the call to drive record deficits even higher to finance measures aimed at putting people back to work.



  • Rising FHA default rate foreshadows a crush of foreclosures (Tue, 02 Feb 2010 00:00:00 EST)
    The share of borrowers who are falling seriously behind on loans backed by the Federal Housing Administration jumped by more than a third in the past year, foreshadowing a crush of foreclosures that could further buffet an agency vital to the housing market's recovery.


  • Advisory: Backdoor taxes to hit middle class (Mon, 01 Feb 2010 20:07:08 EST)
    The story Backdoor taxes to hit middle class has been withdrawn. A replacement story will run later in the week.


  • HUD asking for $41.6B for 2011 budget (Mon, 01 Feb 2010 17:44:37 EST)
    LOS ANGELES -- The Department of Housing and Urban Development said Monday it will ask for less money from Uncle Sam this year because it expects income from two of its agencies to more than double.


  • A look at Obama's 2011 budget for govt agencies (Mon, 01 Feb 2010 17:00:16 EST)
    WASHINGTON -- President Barack Obama's multi-trillion-dollar budget would boost spending for several government agencies while slashing the account for others. Here is an agency-by-agency glance:



  • Obama budget would impose host of tax increases (Mon, 01 Feb 2010 16:39:32 EST)
    WASHINGTON -- While President Barack Obama is proposing to cut some taxes for companies that hire workers, his budget would raise a host of other taxes on businesses and wealthy individuals.


  • Obama's $3.8 trillion budget calls for jobs assistance, tax changes (Mon, 01 Feb 2010 00:00:00 EST)
    The $3.8 trillion budget blueprint President Obama plans to submit to Congress on Monday calls for billions of dollars in new spending to combat persistently high unemployment and bolster a battered middle class. But it also would slash funding for hundreds of programs and raise taxes on banks an...


  • To truly become rich, you need to stop acting like it (Sun, 31 Jan 2010 00:00:00 EST)
    86% of all luxury vehicles are driven by people who are not millionaires.


  • The tax deductions most often overlooked (Sun, 31 Jan 2010 00:00:00 EST)
    Every year, the Internal Revenue Service dutifully reports the most common blunders that taxpayers make on their returns. And every year, at or near the top of the "oops" list is forgetting to enter their Social Security number at the top of the tax form -- or making a mistake when entering those...



  • The CFPA: How a crusade to protect consumers lost its steam (Sun, 31 Jan 2010 00:00:00 EST)
    At a time when the country is deeply divided over the proper role of government, what is Capitol Hill's appetite for a new, independent agency with broad power to police the financial industry and protect consumers from the risky lending practices that contributed so much to the financial crash of...


  • Featured Advertiser (Sun, 31 Jan 2010 00:00:00 EST)

  • In tough economic times, shoppers take haggling to new heights (Sun, 31 Jan 2010 00:00:00 EST)
    The price tag on the smooth pair of Cole Haan loafers at Macy's said $148. I considered that a fair opening bid. Standing across from the salesman and the cash register, I said, "Can you knock off 25 percent?"


  • ALL BUSINESS: Double standard in mortgage walkaway (Sat, 30 Jan 2010 00:00:25 EST)
    NEW YORK -- Tishman Speyer Properties walks away from 11,232 Manhattan apartments because it can't pay its mortgage. That's good business.


  • Pence questions Obama at House GOP conference (Fri, 29 Jan 2010 13:47:00 EST)
    After addressing the GOP House Issues Conference in Baltimore on Friday, President Obama took a series questions from the lawmakers. Here is a transcript of one of the questions posed to the president :



  • Bill ending banks' role in student loans stalls in Senate (Fri, 29 Jan 2010 00:00:00 EST)
    Four months after it sailed through the Democratic-led House, legislation to overhaul federal student lending and channel about $80 billion in savings toward an array of education initiatives has stalled in the Senate.


  • Small businesses leery of Obama's jobs plan (Fri, 29 Jan 2010 00:00:00 EST)
    President Obama's plan to combat the country's double-digit unemployment rate hinges on a package of small-business loans and tax incentives that some company owners worry won't be enough to spur hiring.


  • Administration tightens documentation requirements for mortgage relief (Fri, 29 Jan 2010 00:00:00 EST)
    Facing mounting criticism about the effectiveness of the government's foreclosure-prevention efforts, the Obama administration announced Thursday that it will tighten the documentation requirements for borrowers applying for its marquee mortgage relief program.


  • Treasury moves to make paperwork for mortgage aid easier to understand (Thu, 28 Jan 2010 20:30:59 EST)
    Facing mounting criticism about the effectiveness of the government's foreclosure prevention efforts, the Obama administration announced Thursday that it will tighten the documentation requirements for borrowers applying for its marquee mortgage relief program.



  • Developed market funds suffer investor redemptions (Thu, 28 Jan 2010 20:27:12 EST)
    NEW YORK (Reuters) - Investor concern about tightening lending conditions in China and deteriorating finances in Greece and Japan led them to pull cash out of developed market equity funds for debt funds in the week ended January 27, fund tracker EPFR Global said late on Thursday.


  • Refinancers cut interest rates and shrink their debt (Thu, 28 Jan 2010 16:11:34 EST)
    How are homeowners responding to record-low interest rates? A lot of them are refinancing into low-rate mortgages and shrinking their mortgage balances at the same time, according to a report released Thursday by Freddie Mac . The mortgage-finance giant said that one-third of borrowers who...


  • Investors cut back on equities: Reuters poll (Thu, 28 Jan 2010 09:13:19 EST)
    LONDON (Reuters) - Global investors cut back on equities in January in the face of worries about the economy, potentially tighter monetary policy and in reaction to last year's stellar gains.


  • Celebrity Cash: Financial lessons from the lives of an Oscar winner and a music mogul (Thu, 28 Jan 2010 10:55:31 EST)
    It's been a while since we've discussed how the seemingly rich handle their dough.



  • Text of Obama's State of the Union address (Thu, 28 Jan 2010 01:26:13 EST)
    -- Text of President Barack Obama's first State of the Union speech on Wednesday, as provided by the White House:


  • Obama's 2010 State of the Union address fact-checked (Thu, 28 Jan 2010 00:00:00 EST)
    "We've excluded lobbyists from policymaking jobs or seats on federal boards and commissions. But we cannot stop there. It's time to require lobbyists to disclose each contact they make on behalf of a client with my administration or Congress."


  • Loudoun Home Sales for Jan. 28, 2010 (Thu, 28 Jan 2010 00:00:00 EST)
    These sales were provided by the Office of the County Assessor. To find sale and assessment records for homes in other Washington areas, visit www.washingtonpost.com/realestate .


  • California default notices fall 24 percent in 4Q (Wed, 27 Jan 2010 20:07:04 EST)
    SAN DIEGO -- Mortgage default notices for California homeowners fell 24 percent during the fourth quarter, suggesting the worst might be over for foreclosures in entry-level markets while problems spread to pricier neighborhoods, a research firm said Wednesday.



  • Featured Advertiser (Wed, 27 Jan 2010 20:07:04 EST)

  • President Obama proposals offer modest help to the middle-class (Thu, 28 Jan 2010 00:00:00 EST)
    In reaching out to the middle class before his State of the Union address on Wednesday, President Obama issued what look to me like some fairly modest proposals.


  • Fed holds rates at record low to aid recovery (Wed, 27 Jan 2010 17:38:17 EST)
    WASHINGTON -- The Federal Reserve pledged Wednesday to hold rates at record lows to nurture the economic recovery and lower unemployment. But its decision drew a dissent from one member, signaling the Fed's challenge in deciding when to pull back stimulus money it pumped into the economy.


  • Fed mulls exit plan as Bernanke awaits 2nd term (Wed, 27 Jan 2010 01:47:30 EST)
    WASHINGTON -- Now that the economy is on the mend, the Federal Reserve this year can focus on how and when to pull back the stimulus money pumped out to fight the financial crisis. With his prospects for another term brightening, Ben Bernanke will lead that effort.


  • Fairfax County supervisors approve affordable housing plan (Wed, 27 Jan 2010 00:00:00 EST)
    Almost a year after gutting a public program in Fairfax County used to maintain and expand affordable housing, the wealthy Northern Virginia locality adopted a sweeping blueprint Tuesday to increase its support for affordable housing through developers, nonprofit organizations and faith-based groups...



  • Lenders start sign up on 'piggyback' mortgage plan (Tue, 26 Jan 2010 19:45:48 EST)
    WASHINGTON -- Mortgage companies are finally starting to sign up for a long-delayed piece of the Obama administration's $75 billion foreclosure-prevention program.


  • Economic incentives aid taxpayers (Tue, 26 Jan 2010 14:17:53 EST)
    WASHINGTON -- The deep recession that hung over the nation in 2009 has led to new tax credits and deductions - attempts by Congress to boost consumer spending and get the economy moving again.


  • Senate Democrats offer 'progressive' agenda (Tue, 26 Jan 2010 13:11:36 EST)
    The Democratic leadership of the Maryland Senate announced a wide-ranging session agenda Tuesday morning that includes formation of a Chesapeake Conservation Corps, an income tax checkoff to generate more funding for disabilities programs and greater sharing of information about sex offenders. The...


  • China tightening worries spook investors, hit markets (Tue, 26 Jan 2010 05:51:33 EST)
    SHANGHAI (Reuters) - Fears of more Chinese policy tightening spooked global markets on Tuesday after Beijing ordered some banks to comply immediately with a planned increase in reserves and a report suggested earlier attempts at curbing lending had failed.



  • Obama proposes economic help for middle class (Tue, 26 Jan 2010 00:00:00 EST)
    1. Expanding the child-care tax credit. The child-care tax credit now starts at 35 percent of child-care costs for the poorest families and drops to 20 percent of costs for families earning $43,000 or more. The proposal calls for a credit of 35 percent of child-care costs for all families earning as...


  • Obama rolls out initiatives to help middle-class families (Mon, 25 Jan 2010 14:58:59 EST)
    Promising repeatedly to "keep fighting" for average Americans, President Obama rolled out new proposals Monday to help struggling middle-class families, setting the stage for his first State of the Union address Wednesday night.


  • Stakes are high as government plans exit from mortgage markets (Mon, 25 Jan 2010 00:00:00 EST)
    For more than a year, the government pulled out the stops to revive home buying by driving down mortgage rates.


  • A trillion-dollar effort (Mon, 25 Jan 2010 00:00:00 EST)
    The Obama administration and the Federal Reserve are winding down their efforts to keep mortgage rates at historic lows. Here are some of the tools they used:



  • You can be generous even during a financial fast (Sun, 24 Jan 2010 00:00:00 EST)
    I thought it was a simple challenge, albeit a hard one.


  • Poker has lessons for investors (Sun, 24 Jan 2010 00:00:00 EST)
    Success at both investing and gambling, it turns out, has much to do with controlling emotions. And playing a little poker can help you recognize emotional traps that endanger your most important stack of chips -- your portfolio.


  • No-Load Fund Analyst recommends unconventional bond funds (Sun, 24 Jan 2010 00:00:00 EST)
    The stock market has performed magnificently of late. But the gurus at the No-Load Fund Analyst newsletter forecast that returns for U.S. stocks over the coming five years will be in the low to middle single digits -- far below the long-term annualized return of just under 10 percent.


  • Global investment poll finds China losing favor, U.S. gaining ground (Sun, 24 Jan 2010 00:00:00 EST)
    Fears of a market bubble in China have tempered enthusiasm for investments in that country even as confidence in U.S. markets has risen, according to a Bloomberg News survey.



  • Books by Quinn, Farrell and Wood aim to improve people's money managing habits (Sun, 24 Jan 2010 00:00:00 EST)
    MAKING THE MOST OF YOUR MONEY NOW By Jane Bryant Quinn Simon & Schuster. 1207 pp. $35 Scared silly by the Great Recession and thinking about changing the way you handle money? That seems to be what the authors of three new books are hoping to take advantage of -- improving people's habits bef...


  • Unemployed and pondering refinancing? Please think again. (Sat, 23 Jan 2010 00:00:00 EST)
    I'd like to refinance my mortgage while interest rates are at a historic low. I have an adjustable-rate mortgage for about $85,000. The interest rate on that loan is 4.125 percent, and the loan is scheduled to adjust in June.


  • Homeowners have more than interest to consider at tax time (Sat, 23 Jan 2010 00:00:00 EST)
    "We contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift himself up by the handle."


  • Reverse mortgages are not the next subprime (Sat, 23 Jan 2010 00:00:00 EST)
    Reverse mortgages are for seniors who don't have enough spendable income to meet their needs but do have equity in their homes, which they don't mind depleting for their own use rather than leaving it for their heirs. For reasons not clear to me, reverse mortgages are being bad-mouthed by an...



  • Mortgage rates slip for 3rd week; 30-year loans below 5% (Sat, 23 Jan 2010 00:00:00 EST)
    Rates for 30-year home loans fell below 5 percent this week but remained above last month's record lows.


  • Featured Advertiser (Sat, 23 Jan 2010 00:00:00 EST)

  • Real Estate Live (Fri, 22 Jan 2010 13:00:00 EST)
    The Post's Elizabeth Razzi answers your questions about the local housing market.


  • Featured Advertiser (Fri, 22 Jan 2010 13:00:00 EST)

  • Color of Money Book Club (Fri, 22 Jan 2010 12:00:00 EST)
    Personal finance columnist Michelle Singletary hosts a discussion about her new book, "The Power to Prosper" The Color of Money Book Club selection for January.


  • Unemployment Surge (Thu, 21 Jan 2010 16:03:25 EST)




  • Report cites flaws in foreclosure prevention effort, sees new wave of defaults (Wed, 20 Jan 2010 18:45:02 EST)
    The high level of foreclosures plaguing the country will get worse before it gets better, according to report issued Wednesday by state regulators that found that mortgage relief being offered to distressed borrowers is not keeping up with the need.


  • FHA plans to require borrowers to produce more cash for down payments (Wed, 20 Jan 2010 00:00:00 EST)
    The Federal Housing Administration plans to increase the amount of up-front cash paid by all new borrowers and to require higher down payments from those with the poorest credit, according to agency officials.


  • BrightScope Launches Personal 401K Fee Report (Tue, 19 Jan 2010 03:58:18 EST)
    San Diego based BrightScope , recently launched to help people navigate their 401k retirement plans and how to maximize the benefits. Today, the startup is launching its Personal 401k Fee Report that will let participants can figure out exactly how much they are paying in fees in their specific...


  • Start the New Year Off Right (Mon, 18 Jan 2010 00:00:00 EST)
    The beginning of the year is a great time to take stock and do some financial planning for the new year. Here are four strategies for starting 2010 on a good financial foundation.



  • Haiti earthquake brings out generosity, and scam artists (Sun, 17 Jan 2010 00:00:00 EST)
    After a disaster, another tragedy is sure to follow.


  • Find a career path with promise (Sun, 17 Jan 2010 00:00:00 EST)
    In these roiling times, what are the smart career choices? Here are some worthy of attention, based on the following key criteria:


  • Consider community college, three-year plan to cut costs (Sun, 17 Jan 2010 00:00:00 EST)
    For years, Kiplinger's has been advising parents that one way to keep higher-education costs under control is to have their kids attend community college for a year or two and then switch to a four-year school. This year, they finally listened to us -- with a vengeance.


  • Credit cards get friendlier after recession and reforms (Sun, 17 Jan 2010 00:00:00 EST)
    The newest budgeting tools help you track where money goes, pay off debt faster and even help avoid interest charges.



  • Putting the health-care bill's big numbers in perspective (Sun, 17 Jan 2010 00:00:00 EST)
    No matter what the players involved in the health-care reform fight want for the bill, they're all united in one respect: They want you to believe this is the biggest thing in the world. Republicans want you to believe it's a dangerous proposal that will wreck a sixth of the economy. Democrats wa...


  • Credit card reforms don't cover rebate cards (Sun, 17 Jan 2010 00:00:00 EST)
    The landmark credit card reforms finalized last week cover a broad swath of the payments industry, regulating everything from how interest rates are calculated to how long gift cards last. But one type of card was excluded from the new rules: the rebate card.


  • Misleading claims about Safeway wellness incentives shape health-care bill (Sun, 17 Jan 2010 00:00:00 EST)
    It's a seductively simple solution to rising health-care costs. Require workers to pay higher premiums if they flunk tests for measures such as weight, blood pressure and cholesterol. Then, bingo: You not only get a fitter workforce, you slash medical expenses.


  • When does refinancing make more sense than a loan modification? (Sat, 16 Jan 2010 00:00:00 EST)
    Last February, we got a loan modification with our lender, and I am wonder whether it would be a good idea to try to refinance with them. I am considering a refinance because there were about $3,000 in fees that we weren't able to put into the modification. Could the mortgage company just make the...



  • Mortgage lenders can sidestep new rules to prevent lowball estimates (Sat, 16 Jan 2010 00:00:00 EST)
    The federal government's efforts to eliminate settlement-cost surprises for home mortgage applicants may have opened the door to a new, and potentially costly, set of consumer problems.


  • Mortgage rates decline for 2nd straight week (Sat, 16 Jan 2010 00:00:00 EST)
    Rates for 30-year home loans edged lower for the second straight week but remained above last month's record lows, mortgage company Freddie Mac said.


  • U.S. foreclosure assistance increasing, but slowly (Sat, 16 Jan 2010 00:00:00 EST)
    The Obama administration's foreclosure prevention program reached about 850,000 homeowners through December, including more than 50,000 in the Washington region, according to Treasury Department data released Friday, but the effort continues to struggle to make a significant impact.


  • Featured Advertiser (Sat, 16 Jan 2010 00:00:00 EST)

  • Build a Better Business with Outsourcing (Sat, 16 Jan 2010 00:00:00 EST)
    When Laura Lee Sparks left her job as a law firm manager to launch her own business, she knew from the beginning that there were certain tasks she didn't want to handle. The owner of Legal Marketing Maven --a firm that helps law firms streamline their practices through outsourcing--Sparks practiced...



  • Aid For Haiti (Thu, 14 Jan 2010 11:01:40 EST)



  • In China, fear of a real estate bubble (Mon, 11 Jan 2010 00:00:00 EST)
    BEIJING -- With property prices soaring in key cities, many investors and bankers worry that China has the next great real estate bubble waiting to be popped.


  • Retire? Forget About It (Mon, 11 Jan 2010 00:00:00 EST)
    Which age group do you think has more entrepreneurs--twentysomethings or those over 55? If you guessed the latter (because it seems less likely so it must be true) you guessed correctly.


  • IRS should regulate all tax-return preparers (Sun, 10 Jan 2010 00:00:00 EST)
    Maybe it's just me, but when I see the word "all," I assume it means all-inclusive.






  • Listening for the Soul: Pastoral Care and Spiritual Direction (Integrating Spirituality Into Pastoral Counseling) (Paperback) by Jean Stairs

    Body Life (Paperback) by Ray C. Stedman, James D. Denney





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